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Reverse Mortgages
A reverse mortgage may be the answer to your needs more...

A Few Simple Steps
Here are the simple steps you'll go through to qualify for a Reverse Mortgage more...

Reverse Mortgage Programs
There are a few Reverse Mortgage loan types, each with their own strengths more...
Common Questions
Here we answer some of the most common questions asked about Reverse Mortgages more...
Consumer Safeguards
A Reverse Mortgage may be one of the safest of consumer relationships more...
Typical Costs
Reverse Morgages have fixed fees that are closely regulated by the government more...
For the Family
If your parent, relative or friend is considering a Reverse Mortgage, this will help more...
Reverse Mortgage Calculator
This calculator will help you figure out how large a Reverse Mortgage you qualify for more...
Using Your Mortgage
You can your reverse mortgage for anything you want - it's that simple more...

Reverse Mortgages

A reverse Mortgage allows you to convert some of your home equity into cash, while remaining in your home. This is a particularly elegant solution for many people who need or desire more income and who do not want to “downsize” or sell their home and relocate to a less expensive area.

Reverse Mortgage popularity has skyrocketed in the last six years as more and more Americans have become aware of the advantages and benefits of the modern Reverse Mortgage. This popularity has brought new lenders and new programs into the market. Because of all the choices available to you now it is moiré important than ever to become familiar with the different programs available and to find the one that best suits your individual needs. There can be huge differences in both available benefits, and costs to enter into a particular Reverse Mortgage program.

California Mortgage Consultants offer a full spread of Reverse Mortgage Programs including:

  • FHA/HUD Home Equity Conversion Mortgage (HECM)
  • Fannie Mae “Homekeeper”
  • Financial Freedom “Cash Account Advantage”
  • Seattle Mortgage “Independence Plan”

We pride ourselves on being experts in Reverse Mortgage and although it costs us more in both time and money to be able to offer you a wide range of Reverse Mortgage choices we feel it is our duty to our clients to be able to offer as many beneficial options as possible. It has been my experience that I do not ever need to “sell” a Reverse Mortgage. Many Reverse mortgage lenders offer only one or two options. We are proud members of the “NATIONAL REVERSE MORTGAGE LENDERS ASSOCIATION” (NRMLA) and ascribe to the NRMLA code of conduct.

Please browse this site. I have made an attempt to make it as informative as possible. Should you have any questions at all about Reverse Mortgage please call me at (707) 535 2923.

Yours in Good Business,

Mike Bencze

 

141 Stony Cir Ste 120 Santa Rosa, CA 95401-4104
phone: (707) 535-2923 fax: (707) 576-8962 email: mike@retireriskfree.com

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